Portfolio of 19 microcredits to private individuals

Portfolio of 19 microcredits to private individuals

LOCATION: Tarragona

TYPE OF SALE: Dissolution of companies

SALE METHOD: AUCTION WITHOUT MINIMUM PRICE. The award is subject to the approval of the Liquidator and to the completion procedure described in the specific conditions.

LOT DESCRIPTION:
Portfolio of 19 loans granted to natural persons, with periodic amortization by installments.
Gross nominal amount: 253,342.51 € (long term: 230,835.03 €; short term: 22,507.48 €).
Estimated recoverable value: 207,898.63 €.

FEATURES:
The amounts refer to the Initial Liquidation Balance closed as of 31/03/2026. As these are loans with periodic maturities, the balance will change until the award date due to the ordinary amortization of the installments and the possible default or insolvency of the debtors.
Before the auction closes, an updated portfolio position report (outstanding balance, matured installments and known payment incidents) will be added to the file.
The awardee acquires the portfolio in the condition it is in on the award date, and differences from the reference values will not give rise to a price review or withdrawal.
The debtors' data are published anonymized.

RIGHT OF EQUALIZATION:
Once the best offer is approved, it will be transferred to the shareholders of the selling company, who may match it. Consult the specific conditions.

For more information and additional documentation, see the annexes.